Professional Beauty Direct Insurance Policy Upgrades
At Professional Beauty Direct we like to try and keep up with the ever evolving beauty industry by researching and hopefully including cover for new treatments and techniques. We have looked at our beauty policy for individuals and our policy for Beauty Salons and updated them both with some of the new treatments you as beauty professionals have been enquiring about. These include treatments such as Cryolipolysis, Microblading and Dermapen to name a few.
Some of our new treatments are available as standard in our beauty policies, whereas some of the more advanced treatments are offered as new extensions. Hopi Ear Candles and Sports Massage are no longer additional extensions that you have to pay extra for, they are now included in our standard treatments on the individual beauty policy at the same great price of £49.50. We have also managed to reduce some of our other extension prices for treatments such as Microneedling for the individual policies, and cover for sunbeds under our salon policies. Our website includes all the up to date prices on there as soon as you start to build your beauty quote.
After a long absence, we have also negotiated the return of insurance cover for Laser Hair Removal on both our policies for Salon Owners and Individuals. This treatment carries with it some strict terms and conditions that can be found on our website, but it is great to be able to offer cover for this again as we recognise the rising popularity of the treatment. The cover for this was removed from the Professional Beauty policies many years ago due to the high level of claims related to this treatment. However we feel that with the advancement in technology of the laser machines since then, combined with the higher standards of training courses available and more stringent safety guidelines, we are at a point where we can offer cover for this treatment once again.
Unfortunately we have had to increase the price in one particular area and that is on our Individual Beauty Policies for Intense Pulsed Light (IPL) Hair Removal. We have seen an unprecedented level of claims for this one treatment, mainly severe burns to the skin, and our Insurers were unable to offer cover for this going forward unless we increased the cost of the extension to help pay for some of these serious and costly claims. We have tried to counteract the price increase by including all other IPL treatments (e.g. Skin rejuvenation, Red Veins, Skin Tags etc.) within the IPL Hair Removal extension. Therefore if you previously had all these advanced treatments covered, you will only see a small increase in price for your policy at renewal. If you carry out the other IPL treatments but don’t offer hair removal then you will not see any price increase at all.
The final big change that we have implemented is we have scrapped the Contents Insured tiers on our Salon insurance policies. Before the upgrade, clients only had the choice of £10,000, £25,000 or £50,000 contents insurance on our website, with anything else above that needing to be referred for more specific review. Now, you can gain instant insurance cover online, for any contents amount between £10,000 and £100,000. The Contents insured amounts increase in much smaller increments now which should mean that many Salon owners will find our pricing more accurate and maybe even more competitive.
We are always looking to cover new treatments as they enter the beauty industry, so if you still can’t find something on our online treatment lists, give us a call and we’ll see if we can cover it.
You can see all our treatment lists, terms and conditions and further guidance on our website www.professionalbeautydirect.co.uk or alternatively give us a call on 0845 605 8670 or email at [email protected]
